Are you delinquent on any Government loans (EIDL, SBA, student loans, federal/state/local loans, assisted financing, etc)?
Do you currently have any SBA loans?
Do you have any credit issues (bankruptcies, judgements, delinquincies, late payments, etc)?
Do you have any past legal issues (misdemeanor, felony, etc)?
Do you have any current legal issues (probation, parole, presently facing charges, or currently involved in pending legal action)?
Any tax liens or tax issues?
Are you a US citizen?
What is your current estimated credit score?
Are you or any of your close blood relatives a former or current SBA employee?
Do you have a GS-13 clearance or higher?
Are you willing to have the lender put a 2nd lien against their primary residence?
Is there real estate involved?
Is the business at least 51% owner occupied?
Is the business based in and conducts business in the US?
Is the business for profit?
Is any part of the down payment injection being borrowed?
Do you have direct experience with the business being applied for?
Is the business involved in any of the following: gambling, banking/lending, religious, education, financial trading, illegal activities, loan packaging, speculation, multi-sales distribution, investment, where the owner is on parole, non-profit, or any businesses that are primarily involved in buying and holding commercial real estate?